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if I have a consolidation company handle my debt so I only have one payment how will that effect my score?

… as far as my credit score goes?Michael Jackson Must see Pics!!!

I just recently pulled my credit report and have some charge off’s that I would really like to pay off in order to increase my credit score. I am very concerned with companies that try to scam you and you end up paying more in the end. I got myself into some trouble [...]

I called creditsolutions a minute ago and they told me that they are not a consolidation company. I told them that I have a debt for 16,000. They told me that they can get my debt company to settle for 9,800. and they charge a 15% fee. Does this sounds okay. Please recommend me to [...]

I make about $55,000/year and I currently owe approx. $34,000 in credit debt alone. That’s not including my car and student loans plus I still have rent to pay etc. I do not want to file bankruptcy if I don’t have to. I also would like to stay away from consolidation. My credit is average [...]

I recently heard on radio about a debt free program. They officially negotiate on your behalf with the credit card companies. What may be the Cons? Is it safe to rely on Debt Settlement Program to free from one’s credit card debts? How may it affect one’s credit score?

And if it is, after the program, can you rebuild it? After a few years would trying to get a loan for a new home still be affected by having gone through the consolidation program? Thank you for any responses.Sky Blue Credit Repair! This is an awesome program. Everything is included for a [...]

I want to try to pay off the debt in approx. 3 yrs. I do care about my credit score, but at this point I want to payoff the debt as soon as possible.

invictus asked:
My husband and I have been thinking about trying debt consolidation but we want to be able to purchase a house as soon as all the debt is paid. Will it hurt our credit score so we couldn’t purchase a house? Does it affect credit scores at all?
Someone said to just add our [...]

I know that you can get federal student subsidized and nonsubsidized loan, but these non-credit based loans only goes up to $20,000. The school I want to go to cost $60K. Are there any other types of loans out there available to grad students with bad credit? My FICO score now is 445.