debt consolidation


i’m looking for an unsecured loan of £15000 for debt consolidation with a fair to bad credit rating. it is to be taken out over a period of between 8 and 10 years. as many , if not all sites, give very little if not no information at all, i was wondering if anybody can reccomend a good loan company to call for a quote. i want to make sure i find a company that is not going to hike the %apr drastically over a period of time, few penaltys on over payments or early settlement, and any other benefits that can be reccomended by you. also if you have had a bad deal off a bd credit loan compay i would like to know about that and cross them off my list. any help at all would be much appreciated. thank you.

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