How to pay student loans in a quick way and save money?
Jan.21, 2009 in
Uncategorized
Does anyone know of a quick you to pay student loans? The amount of the loan is $20,000. The interest rate is 6.50%. The monthly payment is $200. Any suggestions please?
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January 21st, 2009 at 3:12 pm
first off all increase your payments to as much as you can possible afford, secondly see about negotiating or renegotiating your interest rate
January 21st, 2009 at 9:54 pm
Teach Science or Math at a Title-one school for three years, and the government will forgive 17,500 of the loan. Teach Spec. Ed and it should pay all of it. It is not difficult to get a position at one of this types of schools. They found in most improvished areas and inner-cities. You can research it: It is called the Teacher Loan Forgiveness Application.
January 22nd, 2009 at 2:13 pm
pay more than $200 if you possibly can. i guess you’ll have to figure out how much a month you can afford to see how much you can up that amount. because the more you pay off, the smaller the amount is, which means that the interest accruing on the loan will be less since the amount is now less. this is why people get in so much trouble when they just pay the 10 or 15 buck minimum on credit card payments… yeah you’re paying – but you’re not making a big enough dent to be paying just the principle (the loan itself, not the interest that has builded up into the new amount)