Debt Consolidation – is there a way to keep any of the accounts?
Jul.18, 2009 in
Debt Consolidation
I have 2 VISAs and a personal loan I want to consolidate into 1 payment. I don’t really want to lose one of the VISAs b/c it is in connection with my bank and tied to my checking. Also the personal loan is from a company that I am in very good standings with. Is there a way I can consolidate without losing the one VISA and reputation w/ the loan company?
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July 20th, 2009 at 1:44 pm
Take out a loan to cover all of the payoff and don’t close the accounts.
July 21st, 2009 at 1:47 pm
Sure. You don’t have to consolidate all your debt. You can choose which ones you need to consolidate and leave out the rest. But they will ask that you don’t use those cards that are in the program any more. Just ask any credit counseling program.
July 22nd, 2009 at 7:17 am
I guess.
Maybe you can get a loan w/o losing your cards.